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SME Cash Flow Health Score Calculator

Get an instant assessment of your business's cash flow health. Input your basic financial data to receive a visual health score and actionable insights.

Your Business Data

Money owed to you by clients

Money you owe to suppliers

Cash in bank accounts

Enter your data and click calculate to see your health score

How SA SMEs Compare

Average Cash Flow Ratio
12.5%
Across all industries
Median Cash Runway
2.3 months
For businesses under 5 years
Healthy Working Capital Ratio
> 1.5x
Industry benchmark